Insolvency
Creditors

Surety and co-debtor recourse in insolvency: organise payments and filing

How sureties and co-debtors review recourse under section 17 IO.

BRANDAUER Rechtsanwälte
Your insolvency law team

BRANDAUER Rechtsanwälte

Insolvency law, Salzburg and throughout Austria

We review the procedural status, contracts, payment records and security, then explain which legal question needs to be addressed next.

27 August 2026, Mag. Bernhard Brandauer, Rechtsanwalt

When a surety or co-debtor pays another person’s debt, a separate recourse issue arises. It must be distinct from the original creditor claim.

Section 17 IO addresses payments already made and a possible reservation for later payment.

Liability, payment and recourse must be traceable in time and amount.

Surety and co-debtor recourse

Which records belong together?

Legal basis, timing and evidence answer different questions.

Records for the first review
Review area Records Core question
Grundlage Surety and co-debtor recourse Was ist belegt?
Zeitpunkt Eröffnungsbeschluss und Chronologie Welche Daten gelten?
Rechtsfolge Vertrag und Verfahrensstand Welche Frage ist offen?

The concrete effect depends on the procedural stage and original records.

Review path

Surety and co-debtor recourse

The check orders the next records.

Discuss the specific matter with the firm.

01 Question 1

Are legal basis, timing and records fully documented?

Your answers

Review the documents

01

Section 17 IO protects recourse

Organise the records for this review point and record the open question.

02

Evidence payment clearly

Organise the records for this review point and record the open question.

03

Treat later payment separately

Organise the records for this review point and record the open question.

04

Avoid double satisfaction

Organise the records for this review point and record the open question.

Section 17 IO protects recourse

When a surety or co-debtor pays another person’s debt, a separate recourse issue arises. It must be distinct from the original creditor claim.

Section 17 IO addresses payments already made and a possible reservation for later payment.

Evidence payment clearly

Section 17 IO addresses payments already made and a possible reservation for later payment.

Liability, payment and recourse must be traceable in time and amount.

Treat later payment separately

Liability, payment and recourse must be traceable in time and amount.

When a surety or co-debtor pays another person’s debt, a separate recourse issue arises. It must be distinct from the original creditor claim.

Avoid double satisfaction

When a surety or co-debtor pays another person’s debt, a separate recourse issue arises. It must be distinct from the original creditor claim.

Section 17 IO addresses payments already made and a possible reservation for later payment.

Keep records separate: legal basis, timing and legal effect require separate evidence.
FAQ

Frequently asked questions

Which records are decisive? +

When a surety or co-debtor pays another person’s debt, a separate recourse issue arises. It must be distinct from the original creditor claim.

Topics
Surety and co-debtor recourse

Would you like us to review a claim, owned goods or a decision in a business crisis?

Tell us your role, the business concerned and the procedural status. We respond within one business day.

Direct line to the firm.

Address

BRANDAUER Rechtsanwälte GmbH Giselakai 51 5020 Salzburg