Request a certified extract under section 108 IO and correctly use it as evidence of the recorded insolvency claim examination result.
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After the examination hearing, creditors often need reliable evidence of the recorded status of their insolvency claim. Section 108(1) IO provides that the result of the examination is entered in the claims schedule. Under section 108(2) IO, the schedule forms part of the hearing record, and creditors may request certified extracts.
A certified extract reproduces the entry in a reliable formalised form. It therefore shows which examination result was recorded in the claims schedule. Its evidentiary scope remains tied to that documented procedural status.
This article explains which records matter when requesting and using a certified extract. The initial claim filing, an action after a dispute and the later distribution of the insolvency dividend each raise separate questions.
Claim records, the examination hearing, the claims schedule and distribution follow one timeline but carry different information.
| Record | What it shows | Why it matters |
|---|---|---|
| Creditor filing | Claim basis, amount, rank and evidence identified by the creditor. | Starting point for comparison with the later examination result. |
| Examination hearing | Statements and discussion from which the status to be recorded emerges. | Substantive basis for checking the entry. |
| Claims schedule | The examination result that section 108(1) IO requires to be entered. | Record of the procedural result. |
| Certified extract | A certified reproduction of the relevant entry in the claims schedule. | Evidence when the recorded examination status must be presented in a file or to another party. |
| Distribution records | Records used for the later calculation and review of a payment to creditors. | Review of the dividend and distribution. The extract does not answer this question. |
Section 108 IO connects the claims schedule with the record of the examination hearing and allows creditors to request certified extracts.
This check orders the procedural stage, the purpose of the evidence and the comparison. It does not replace review of the full case file.
Discuss the specific matter with the firm.
Organise the filing, attachments, amount, rank and open questions for the hearing. A certified extract under section 108 IO concerns the recorded result of the examination and can therefore be requested meaningfully after that stage.
Match the debtor, court, case reference and hearing date. Then establish whether the result can be located in the claims schedule. Only then can a request for a certified extract identify the correct entry.
Identify the insolvency case, the creditor and the examined claim as precisely as possible. Request a certified extract from the claims schedule and keep it with the filing and examination records.
Keep the filing, attachments, hearing records and known schedule status in one chronology. If formal evidence is needed later, you can then connect the request for a certified extract clearly to the case and claim.
Compare the certified or available extract with the filing, attachments and notes from the examination hearing. Record whether the difference concerns the description, amount or examination notation before seeking clarification.
Separate the claim basis, admitted amount and rank in your comparison note. For a partial difference, show which part agrees and which entry still requires clarification.
Check that the correct hearing and insolvency case were used. Save the available hearing and claim records and ask the body responsible for the case how the examination status is documented.
Section 108(1) IO requires the result of the examination hearing to be entered in the claims schedule. The entry is therefore linked to the specific hearing and to the claim dealt with in that insolvency case. The claim must be identifiable for the requested evidence to be allocated correctly.
Under section 108(2) IO, the claims schedule forms part of the record taken at the examination hearing. Creditors may request certified extracts. The provision therefore creates a formal route to obtain the documented content of the schedule from the case file.
A request should identify the debtor, court, case reference, date of the examination hearing and the creditor claim as precisely as possible. Clear information helps locate the requested entry.
The extract proves the content of the entry that records the result of the examination hearing. It can therefore show whether and to what extent a claim is documented in the claims schedule and which rank is stated there, if those details appear in the entry.
Certification makes the presented reproduction of the schedule more reliable as a formal record. A claim file can then show which version of the examination result is being used and which entry supports later correspondence.
The extract answers a documentation question. It does not replace review of the claim, a required response to a dispute or the later review of distribution records.
Keep the filing, key attachments and proof of submission in an ordered file. Add the case reference, debtor, court, hearing date and the amount known to you. This narrows the request to the correct entry without unnecessary uncertainty.
If the same creditor filed several claims in the case, separate them by basis, amount and rank. For a partial claim, also record how it is distinguished from the remaining amount.
The article on an assignment of a filed claim shows why the documented claim status should remain in a complete file when the creditor changes.
Compare the extract with the filing, the hearing record and your own notes. Mark whether the difference concerns the claim amount, basis, rank or a partial position. A general statement that the schedule is wrong rarely identifies the issue sufficiently for clarification.
Preserve both versions and prepare a short comparison note with the date and the exact passage concerned. This keeps clear which information appears in the extract and which statement differs in the creditor file.
If the entry cannot be allocated, first check the case reference, debtor and hearing date. Only then should the body responsible for the case receive a precise question about a missing or unclear entry.
The certified extract does not replace the initial claim filing. The filing states which claim the creditor asserts. The extract records the entry concerning the result of the examination hearing. Both records therefore belong together in the claim file.
If the claim is disputed, the dispute entry and the further court route must be reviewed separately. The extract can prove the recorded examination status, but it does not by itself answer which party must bring an action.
The later payment requires a separate comparison of the determined amount, the calculation basis and the distribution records. The article on the distribution plan addresses that later review.
Section 108(1) IO requires the result of the examination hearing to be entered in the claims schedule. The relevant entry is therefore the one for the claim examined in the individual insolvency case.
Under section 108(2) IO, the claims schedule forms part of the record of the examination hearing. A certified extract reproduces the requested content of the schedule in certified form. It is therefore a focused record from the case file.
The extract proves the content of the recorded examination result. It does not replace review of the filed claim, the part in dispute or the records relevant to a later distribution.
State the debtor, insolvency court, case reference, date of the examination hearing and the claim as precisely as possible. If several claims exist, the basis, amount or an available entry number helps allocate the request.
Yes. It can evidence the recorded examination status for the comparison. Calculating and reviewing the dividend also requires the relevant distribution records.
Place the filing, hearing and dispute in the correct earlier stage.
Review assignment, claim evidence and the new creditor role in the file.
Distinguish admission, dispute and open questions about the case status.
Check the determined amount and later distribution separately.
Submit filing, extract and comparison note in an organised form.
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